Work out how much Statutory Maternity Pay (SMP) you’ll get, week by week, and the key dates for your maternity leave.
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How SMP is paid in 2026/27
| Weeks | Amount |
|---|---|
| 1 to 6 | 90% of your average weekly earnings |
| 7 to 39 | £194.32 a week, or 90% of your earnings if that’s lower |
| 40 to 52 | Unpaid (unless your employer offers more) |
SMP is taxed and has National Insurance taken off, like normal pay.
Worked example
On a salary of £32,000, average weekly earnings are about £615.38. You’d get £553.85 a week for 6 weeks (£3,323.08), then £194.32 a week for 33 weeks (£6,412.56): £9,735.64 in total before tax.
Who can get SMP?
- You’ve worked for your employer continuously for at least 26 weeks by the 15th week before your due week (the “qualifying week”).
- Your average earnings are at least £129 a week.
- You give your employer the right notice and proof of pregnancy (usually a MATB1 form).
If you don’t qualify, you may be able to get Maternity Allowance instead. You can start maternity leave up to 11 weeks before the week your baby is due.
Frequently asked questions
How much is maternity pay in 2026?
90% of your average weekly earnings for 6 weeks, then £194.32 a week (or 90% if lower) for 33 weeks.
How long is Statutory Maternity Pay paid for?
Up to 39 weeks. You can take up to 52 weeks of maternity leave.
What if I earn less than £129 a week?
You can’t get SMP, but you may be able to claim Maternity Allowance.
Can my employer pay more than SMP?
Yes. Many employers offer enhanced maternity pay; check your contract.
Sources
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