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US Federal Income Tax Calculator

Work out your 2026 federal income tax, see which bracket you’re in, and how much tax you pay in each bracket.

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2026 tax brackets

Rate Single Married filing jointly Head of household
10% Up to $12,400 Up to $24,800 Up to $17,700
12% $12,400 – $50,400 $24,800 – $100,800 $17,700 – $67,450
22% $50,400 – $105,700 $100,800 – $211,400 $67,450 – $105,700
24% $105,700 – $201,775 $211,400 – $403,550 $105,700 – $201,750
32% $201,775 – $256,225 $403,550 – $512,450 $201,750 – $256,200
35% $256,225 – $640,600 $512,450 – $768,700 $256,200 – $640,600
37% Over $640,600 Over $768,700 Over $640,600

The standard deduction for 2026 is $16,100 for single filers, $32,200 for married couples filing jointly and $24,150 for heads of household.

Worked examples

Single, $85,000

Taxable income is $85,000 − $16,100 = $68,900. Tax is $1,240 (10%) + $4,560 (12%) + $4,070 (22% of $18,500) = $9,870. That’s the 22% bracket, but an effective rate of only 11.6%.

Income and status Federal tax Bracket
$50,000 single $3,820 12%
$85,000 single $9,870 22%
$150,000 married jointly $15,340 22%
$250,000 single $51,304 32%

Being in a higher bracket only means the income above that threshold is taxed at the higher rate. A raise never reduces your take-home pay because of the brackets.

Frequently asked questions

What are the 2026 tax brackets?

10%, 12%, 22%, 24%, 32%, 35% and 37%. For single filers, the 22% bracket covers taxable income from $50,400 to $105,700.

What is the standard deduction for 2026?

$16,100 single, $32,200 married filing jointly and $24,150 head of household.

What's the difference between marginal and effective rate?

Your marginal rate is the rate on your last dollar. Your effective rate is total tax divided by income, which is always lower.

Does this include state tax or FICA?

No. Use the paycheck calculator for Social Security, Medicare and state tax.

Sources

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