Work out how much you need to deposit in a German blocked account (Sperrkonto) for a student visa, allowing for scholarships, the number of months and provider fees.
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The required amount
For student visas, Germany requires proof of €992 a month, or €11,904 for 12 months, the amount set from the 2024/25 winter semester and still in force for 2026. Each month, €992 is released to your German bank account to cover living costs.
Other visa types can differ. Opportunity Card (Chancenkarte) applicants currently need about €1,091 a month.
Worked examples
A standard 12-month deposit
12 × €992 = €11,904, plus a provider’s set-up fee and a small buffer, usually around €100 to €150 in total, so about €12,050.
With a partial scholarship
A student with a €400-a-month scholarship only needs to show the remaining €592 a month: 12 × €592 = €7,104. Embassies want the scholarship letter as evidence.
Other ways to prove funds
- A formal obligation letter (Verpflichtungserklärung) from someone living in Germany.
- A scholarship from a recognised German or international funder.
- Proof that your parents’ income and assets cover your costs (accepted by some missions).
Frequently asked questions
How much is the blocked account in 2026?
€11,904 for a year, or €992 a month, for student visas.
Can I withdraw more than €992 a month?
No. The monthly release is fixed. Any extra money you deposit above the requirement can usually be withdrawn in full.
Do I need 12 months if my course is shorter?
Usually you need to cover the length of your stay up to 12 months. Check with the German mission handling your visa.
Which providers offer blocked accounts?
Several approved providers, such as Expatrio, Fintiba and Coracle, offer accounts recognised by German missions.
Sources
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